Health Plans

LifeWise: The Smart Choice for You and Your Family

Our goal is to provide you with true value and peace of mind when it comes to your health plan. With this in mind, we have enhanced our portfolio of plans to offer:

Choice and value in plan selection for different coverage needs and budgets
Extensive provider network – more than 16,000 doctors, hospitals and other health-care providers
Service excellence – dedicated, local team for high-quality customer service

Individual and Family Health Plans

WiseChoices plans offer you a no-deductible option along with two deductible options. You can choose between 20% and 30% coinsurance (with preferred providers), depending on the deductible option you select. You pay a $30 copay for office visits (including naturopathy) and a $25 copay for alternative care office visits, when you use preferred providers. You never pay a deductible for these services.

2008 WiseChoices Benefits (.pdf)
2008 WiseChoices Rates (.pdf)

WiseEssentials is our catastrophic (or value) coverage plan. It provides coverage for major medical events as well as six office visits with the deductible waived and no out-of-pocket costs for preventive screenings. You can choose from three deductible options, and your coinsurance amount is always 25% (with preferred providers).

2008 WiseEssentials Benefits (.pdf)
2008 WiseEssentials Rates (.pdf)

WiseSavings is a high-deductible health plan qualified to work with a Health Savings Account (HSA). You open, contribute to and own the Health Savings Account so you can save money to pay for future qualified medical expenses. WiseSavings offers you two deductible options and 20% coinsurance (with preferred providers).

2008 WiseSavings Benefits (.pdf)
2008 WiseSavings Rates (.pdf)

For more detailed information about the plans, view the 2008 LifeWise Health Plans brochure (.pdf)

Preventive Care

With a LifeWise health plan you are covered for preventive office visits and screenings.

Some of the covered screenings include:

Cervical (PAP) cancer screenings
Prostate (PSA) cancer screenings
Cholesterol screenings
Bone density screenings
Mammograms

Diagnostic and Laboratory Services

LifeWise health plans provide coverage for appropriate diagnostic services for covered conditions. This means that services such as x-rays, MRIs, EKGs and lab service are covered by LifeWise plans when used to diagnose covered conditions.

Get a quote and apply online now for individual and family coverage.

LifeWise benefit plans for individuals and families are available statewide to permanent Washington state residents, except those eligible for Medicare

Privacy Statement- This request will be absolutely confidential. The information will not be sold, given away or used for any other purpose but to mail or email requested information.

Information Request Form

This is not an application for insurance. In the state of Oregon, Individual Health Insurance plans must be approved in the underwriting stage of the insurance application. This might take a few weeks to complete. Please leave your name address and questions and any information that you would like.

Send product literature

Send company literature
Have a salesperson contact me

Your Name

Address

City, State

Zip Code

Memo

Phone Number